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Buying equipment or trucks?

Learn about PurchaseFlex^TM Financing options for all types of equipment owners.

Truck leases and financing

Heavy equipment financing and leases

Farm equipment financing and leases

Need quick access to cash?

If you own a business, you can get up to $150,000 cash as an unsecured short-term loan. Get quick access to cash without the hassle of a bank loan.

Learn more about working capital loans

Are you an equipment dealer?

Equipment dealers and resellers: offer our end-user retail financing when selling equipment to your customers, and take advantage of our inventory financing to fill your showroom.

Learn more about dealer financing

See how PurchaseFlex^TM financing works

Watch this video to learn more about Ritchie Bros.' PurchaseFlex^TM Financing and Leasing solutions better than your bank or other equipment finance companies.

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PurchaseFlex^TM Financing – the key to getting what you need.

Only available from Ritchie Bros. Financial Services, PurchaseFlex^TM Financing provides equipment buyers with more freedom and flexibility than traditional banks or equipment financing companies.

One financing approval. Buy what you want, where you want.

Every PurchaseFlex^TM Financing approval covers a huge range of equipment types, ages, and financing terms; we don't need to know exactly which item you want to buy at our auctions
Once pre-approved, you can shop anywhere, for almost anything: at Ritchie Bros. auctions, IronPlanet.com, at dealers, or by private sale
PurchaseFlex^TM Financing approvals are good for 90 days and easy to renew
We finance all brands of equipment
We make Canada-USA buying easy; with our cross-border financing you don't always have to pay out-of-pocket or wait for a refund

We say 'yes' more often than the banks

We've partnered with a diverse group of lenders to provide PurchaseFlex^TM Financing solutions for different industries and business types
Unlike banks, we only finance equipment owners and dealers—so our products and services are tailored to your needs

Fast application and approval process

Sometimes you have to make quick buying decisions, especially on auction day
Apply for PurchaseFlex^TM Financing in minutes, get a decision within hours

Dedicated team of equipment finance experts

Unlike bankers, the Ritchie Bros. Financial Services team are both equipment and financing experts
Apply for PurchaseFlex^TM Financing and we will partner you with a dedicated Ritchie Bros. Financial Services Account Manager who is available to help you every step of the way through the process
If you finance with Ritchie Bros. you enjoy quick release of your auction purchases — so you can put your equipment to work faster