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PurchaseFlex Equipment Financing, Leases and Cash

Every year, more and more equipment owners switch from their banks to Ritchie Bros. Financial Services because we offer:

  ✔   Up to 100% financing with $0 down
  ✔   PurchaseFlex Financing approvals
  ✔   Affordable, low monthly payments
  ✔   No payments for the first 90 days*

Get approved in as little as one day!

Apply online or by phone: 1.855.331.5750

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Apply for PurchaseFlex Financing. One approval. Buy what you want Apply for PurchaseFlex Financing. One approval. Buy what you want

Apply for PurchaseFlex Financing. One approval. Buy what you want

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Buying equipment or trucks?

Learn about PurchaseFlex Financing options for all types of equipment owners.

Need quick access to cash?

If you own a business, you can get up to $150,000 cash as an unsecured short-term loan. Get quick access to cash without the hassle of a bank loan.

Learn more about working capital loans

Are you an equipment dealer?

Equipment dealers and resellers: offer our end-user retail financing when selling equipment to your customers, and take advantage of our inventory financing to fill your showroom.

Learn more about dealer financing

See how PurchaseFlex financing works

See how PurchaseFlex financing works

Watch this video to learn more about Ritchie Bros.' PurchaseFlex Financing and Leasing solutions better than your bank or other equipment finance companies.

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Get PurchaseFlex Financing – One approval. Buy what you want

PurchaseFlex Financing — only available from Ritchie Bros. Financial Services — provides equipment buyers with more freedom and flexibility than traditional banks or equipment financing companies.

One financing approval. Buy what you want, where you want.
  • Every PurchaseFlex Financing approval covers a huge range of equipment types, ages, and financing terms; we don't need to know exactly which item you want to buy at our auctions
  • Once pre-approved, you can shop anywhere, for almost anything: at Ritchie Bros. auctions, on, at dealers, or by private sale
  • PurchaseFlex Financing approvals are good for 90 days and easy to renew
  • We finance all brands of equipment
  • We make Canada-USA buying easy; with our cross-border financing you don't always have to pay out-of-pocket or wait for a refund
We say ‘yes' more often than the banks
  • We've partnered with a diverse group of lenders to provide PurchaseFlex Financing solutions for different industries and business types
  • Unlike banks, we only finance equipment owners and dealers—so our products and services are tailored to your needs
Fast application and approval process
Dedicated team of equipment finance experts
  • Unlike bankers, the Ritchie Bros. Financial Services team are both equipment and financing experts
  • Apply for PurchaseFlex Financing and we will partner you with a dedicated Ritchie Bros. Account Manager who is available to help you every step of the way through the process
  • If you finance with Ritchie Bros. you enjoy quick release of your auction purchases — so you can put your equipment to work faster

Contact Ritchie Bros. Financial Services

*No payments for 90 days is subject to credit approval and qualified equipment or assets. Minimum contract term of 24 months and qualifying assets valued at $10,000 or higher. First payment will be reflective of date of invoice and at the sole discretion of Ritchie Bros. Financial Services. Additional terms and conditions apply. Contact Ritchie Bros. Financial Services for more information.